How to Join

Joining is easy. You can:

• Fill out a membership application.
• Call us and we'll mail you a form.
• Drop by our office.

A minimum deposit of $25 is required to establish a share account with a $1 nonrefundable membership fee to open the account. This $25 minimum deposit is considered your par value share in the Credit Union. It enables you to have a vote at the annual meeting. (No minor may vote until attaining the age of 16. No minor may become a Director or Committee member until attaining the age of 18.)

Benefits of Membership

• Lower loan rates and higher savings rates than banks and other financial institutions
• Low cost checking/share draft ($300 minimum balance to earn dividends, no per check charge)
• Funds are insured by the National Credit Union Administration (NCUA) up to $100,000
• Earnings are returned as dividends or reinvested in the Credit Union to benefit the membership
• As a member of CTECU, you are part owner of this financial institution
• Your membership entitles you to a voice in how this credit union is run

In February of each year, our annual meeting is held in which members elect a volunteer Board of Directors from among the membership to oversee the operation and direction of the Credit Union. Each member gets one vote regardless of the amount of money that member may have deposited. (No minor may vote until attaining the age of 16. No minor may become a Director or Committee member until attaining the age of 18.)

Friendly Reminder....Some links listed here are external to this site. They are not under our management or control and the accuracy of the information provided is not guaranteed by CTECU.