CTECU
President - Manager: Jackie Kapalski
Office Hours Locations

Phone

Fax
8:00 A. M. till 4:00 P. M.
Monday thru Friday

Restricted Access Location
P. O. Box 430

Bellaire, TX 77402-0430

Main - Restricted Access Location
4800 Fournace Place, BTF-B, Room 116
Bellaire, TX 77401
Branch
3100 Wilcrest, Suite 141
Houston, TX 77042
Branch
1415 Louisiana, Suite 100
Houston, TX 77002
(713) 432-6572 (Main)
(713) 432-6640 (Loan)

(713) 532-7570 (Branch, Wilcrest)
(713) 650-3400 (Branch, Louisiana)

1 (888) 658-2328
(713) 432-6561 (Main)
(713) 532-7578 (Branch, Wilcrest)
(713) 650-3401 (Branch, Louisiana)

Audio Response
(713) 432-6567



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CTECU has been awarded the 5-Star Rating from BauerFinancial. The 5-Star rating is a "Superior rating" that means our institution is one of the strongest in the country!

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Credit Union Auto Buying
Free Online Price Guide
123car.com
 
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Loans —
Used Autos & Trucks | Late Model Car | Specialty or Classic Car | Motorcycles (Used) |
Used Boat Motor and Trailer, RV's, Campers and 4-Wheelers

Used Autos and Trucks (5 years and older)

Term Rate (APR)
24 month 7.25%
36 month 7.75%
48 month 8.25%

Used cars are 5 years old or older. Financing is based on the NADA trade-in value as listed in a current NADA price guide. Full coverage insurance showing CTECU as the loss payee and a dealer contract or legal description of the vehicle including mileage is required. Title showing CTECU as lien holder.

Late Model Car

Includes 2005, 2006, 2007, 2008 year models

Term Rate (APR)
24 month 6.50%
36 month 7.00%
48 month 7.50%
60 month 8.00%
72 month*
(*$15,000 minimum)
8.15%

Late model cars are 4 years old or younger, not new. Full coverage insurance showing CTECU as the loss payee and a dealer contract or legal description of the vehicle including mileage is required.  Title showing CTECU as lien holder.

Specialty or Classic Car

80% of certified appraised value

Term Rate (APR)
3 year 8.75%
5 year 9.50%

Full coverage insurance showing CTECU as the loss payee. A dealer contract or legal description of the vehicle including mileage. Certified appraisal. Title showing CTECU as lien holder.

Motorcycles (Used)

80% of appraised value

Term Rate (APR)
4 year 9.50%

Used Boat Motor and Trailer, RV's, Campers and 4-Wheelers

Up to 80% appraisal or 100% NADA wholesale value

Term Rate (APR)
24 month 7.00%
36 month 7.50%
48 month 8.00%
60 month 8.50%

Full coverage insurance showing CTECU as loss payee. Condition survey and appraisal if not purchased through dealer. Title showing CTECU as lien holder.

Disclosure: Loans are for qualified applicants. APR denotes Annual Percentage Rate.  These loan rates and terms are subject to change upon Board of Directors discretion.

Auto Exam Automobile Services

Friendly Reminder....Some links listed here are external to this site. They are not under our management or control and the accuracy of the information provided is not guaranteed by CTECU.

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Used Vehicles

Branch Location
3100 Wilcrest, Suite 141
Houston, TX 77042

713 532-7570 (Phone)
713 532-7578 (Fax)

1415 Louisiana, Suite 100
Houston TX 77002

713 650-3400 (Phone)
713 650-3401 (Fax)

Related Documents
Arrow Loan Chart (DOC 60 KB) (PDF 31 KB)
Arrow Notice to Borrowers Disclosure (PDF 93 KB)
Interesting Links
Arrow

Auto Exam (Eliminate your fears when buying a used vehicle!) External Link

New Item of Interest


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Last update: October 23, 2008
For account or credit union questions contact: cuhou281@chevron.com

For technical questions contact: cuhou281@chevron.com
 
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